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Thank you for visiting this IOFI website.

While IOFI is making reasonable efforts to include accurate and up-to-date information in its website, IOFI makes no representations or warranties, expressed or implied, as to the accuracy or completeness of such information. IOFI may change its website at any time without notice but does not assume any responsibility to update it.

Access and use of the IOFI website is at the sole risk of the user. IOFI does not warrant that its website is free of viruses or other harmful components. IOFI will not be liable for any damages of any kind, arising from the access, use or inability to use the IOFI website, or for errors or omissions in it's content.

Links to third-party websites are provided for convenience only. Access and use of such websites is at the sole risk of the user. IOFI does not express any opinion on their content and will not be liable for any damages of any kind, arising from the access, use or inability to use third-party websites, or for errors or omissions in it's content.